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Stay Away!!! – Automobile Insurance |
This is a personal note. PGAC Permanent General Insurance Company is not to be trusted. I recommend you find an alternative policy. I am not insured by them, but in assisting others one with an accident another with a lapsed policy, have found that they will not pay what is legal, fair and due. AWN
PGAC Abraham Orquiz (AOrquiz@pgac.com) says that if a payment is made after cancellation on behalf of a policy holder, PGAC is allowed to keep 10% of the money. It is their policy.
Taz Benson "CSR 2 and Coach." PGAC cancelled the policy with a Do not Reinstate and payments made after cancellation are 10% company owned
Experience with this company therefore indicates they may be legal, but they are highly unethical. Keeping payment for a non-existent policy, and not handling insurance claims in a timely manner. Documentation both incidents available.
Use wind energy to supply water to St Elizabeth, urges professor
http://www.jamaicaobserver.com/news/Wind-energy-for-water_7527819
BY LUKE DOUGLAS Observer writer
Tuesday, April 13, 2010
WORLD-renowned Jamaican expert on climate change, Professor Anthony Chen, is urging the use of the wind as a cheaper source of power to supply water to the traditionally drought-prone parishes of St Elizabeth and Manchester.
Speaking at yesterday’s Observer Monday Exchange, Professor Chen said the cost of wind energy was comparable with energy from fossil fuels, which are currently being used, and had the advantage of being a renewable energy source.
"We can think about using wind power — wind is very strong in the St Elizabeth area — to pump water from the Black River to higher storage areas (in the parish)," Chen told Observer reporters and editors.
Professor Chen, who was a member of the Intergovernmental Panel on Climate Change which won the Nobel Prize in 2007, also suggested Mandeville as another area in need to be supplied water with the help of renewable energy.
In the discussion on Jamaica’s water crisis, it was noted that the cost of pumping water from areas of plenty to areas where there is little — such as Mandeville — was not cost effective.
But Basil Fernandez, managing director of the Water Resources Authority, said more Jamaicans needed to return to rainwater harvesting — catching water in tanks from their rooftops — as was done many years ago.
"Areas that have always used rainwater harvesting are still using it. Those that did (in the past) need to go back to that to augment their supplies of water from the National Water Commission," he said.
He cautioned, however, that rainwater harvesting would not be suitable to areas such as South St Elizabeth because of low levels of rainfall.
"We are using a statistical analysis of rainfall data to determine the areas which offer the best potential for rainwater harvesting and putting the programme in place in those areas", he said.
Meantime, Dr Michael Taylor, who succeeded Professor Chen as head of the climate studies group at the University of the West Indies, Mona, said adaptation strategies such as rainwater harvesting, retrofitting of bathrooms to use less water and the use of alternative energy were "things we would have to do for sustainable development anyway".
Jamaican researcher finds anti cancer properties in sauces
2010-04-12 13:08:54 http://go-jamaica.com/news/read_article.php?id=18367
A Jamaican researcher in Canada has found a significant level of cancer prevention properties or anti-oxidants
in several sauces including one Jamaican jerk sauce.
Foods rich in anti-oxidants also play an essential role in preventing heart problems and some degenerative diseases such as Alzheimer’s and Parkinson’s.
However, processing methods during manufacture and exposure to various modes of cooking can significantly alter the amount of the anti-cancer properties available in some products.
University of Western Ontario biologist and Dinthill Technical High School past student, Dr. Raymond Thomas used his study to show the impact of marinating and cooking meat on the anti-oxidant status of seven different popular brands and flavours of marinade containing herbs and spices.
Dr. Thomas’s research found high quantities of antioxidants in all seven sauces.
He revealed that marinating meat before cooking tended to reduce the antioxidant levels by between 45 and 70 per cent.
Despite the high percentage of loss after the meat is marinated and cooking, Dr. Thomas says the sauces still provide significant health benefits over cooking meat without them
Should we care about MSMs? http://www.jamaicaobserver.com/news/Red-Ribbion-series-April-12_7526347
The Red Ribbon
BY PATRICIA WATSON
Monday, April 12, 2010
WITH an HIV prevalence of 31.8 per cent, the rate of infection among men who have sex with men (MSMs) is more than 17 times that of Jamaica’s national average of 1.8 per cent and represents the population group with the highest prevalence rate in the country.
As a result, the island ranks second in the developing world and first in the Caribbean with the highest HIV prevalence rate among MSMs. Only Kenya, with a 43 per cent rate, is higher than Jamaica.
Ivan Cruickshank, programme manager at the Caribbean Vulnerable Communities (CVC), explained that with all of the interventions that have taken place among the MSM community — testing, safer sex campaigns and treatment for MSMs living with HIV — the rate of infection remains high, not because MSMs are uneducated or irresponsible, but because of factors that make it difficult to benefit from the ‘interventions’.
"The threats of criminal indictment and socio-religious discrimination against man-to-man sexual relationships have contributed to the increased vulnerability of MSMs to HIV," said Cruickshank. "Consequent to such discrimination, many MSMs are afraid of going to a pharmacy to purchase condoms and personal lubricant which are sometimes so precariously placed close to the cashier, in full view of other customers. Hence, negotiation of safe sex becomes seriously compromised."
The CVC is a regional non-governmental organisation that advocates and provides services for vulnerable populations in the Caribbean such as sex workers, MSMs, women and youth.
Cruickshank pointed to other serious social issues that make it difficult for MSMs to access services.
"With all of the safer sex promotion, we have done little to address the social issues that MSMs confront that make them vulnerable in the first place," he explained. "Issues of homelessness and poverty are high among those. MSMs are constantly being evicted from their homes and denied employment, leaving many to resort to transactional sex to ‘get by’."
Maurice Tomlinson, representative of the international non-governmental organisation, AIDS Free World, while agreeing with Cruickshank noted that: "A major cause of this huge disparity is Jamaica’s homophobia, spurred by the country’s anti-buggery law, intolerant religious fundamentalism and dancehall music. Homophobia drives MSMs underground, away from effective HIV and AIDS prevention, treatment and care interventions.
According to Tomlinson, countries such as Cuba, Suriname, The Bahamas and the Dominican Republic, that are without anti-buggery legislation, have prevalence rates ranging from a low of one per cent to eight per cent.
Tomlinson conceded that over the years he has seen more professional actions by the police to protect MSMs, but private acts of violence against MSMs still continue, as seen by two mob invasions of homes of men suspected to be gay in February 2010.
"There have been no prosecutions for such acts of mob violence, despite the adoption by Jamaica in 2008 and 2009 of OAS Resolutions 2435 and 2504 on ‘Human Rights, Sexual Orientation and Gender Identity’. These resolutions commit the Government to protecting persons on the basis of their sexual orientation and gender identity from human rights abuses," he noted.
Last week, civil society organisations, including those that support MSMs in Jamaica, took part in what was dubbed a march of tolerance. The march came at a time when the economic situation in the country has resulted in cuts in funding for HIV and AIDS programmes, a significant portion of which is carried out by civil society organisations.
"The Government has cut the funding for HIV and AIDS programmes by 23 per cent due to financial constraints and we could therefore see a resurgence of the disease, which had stabilised," said Ian McKnight, executive director of the Caribbean Vulnerable Communities Coalition. "Now more than ever, it is imperative that tolerance towards marginalised and vulnerable groups be adopted as an effective way to combat the spread of HIV and AIDS."
McKnight explained that one of the key outcomes expected from the march was to start a national dialogue on the need for tolerance of all marginalised groups as an effective way to reduce HIV and AIDS transmission.
He pointed to the fact that in 2009, Jamaica’s Parliament passed the Sexual Offences Act, which retains the ban on private consensual adult sex work and male intimacy. This, he said, served to reinforce the discrimination against MSMs and sex workers.
"The Parliament is considering the Charter of Rights and Freedoms which will amend the Jamaican constitution but does not include ‘sexual orientation or gender identity’, ‘sex’ or HIV and AIDS status as grounds for non-discrimination," said McKnight. "Both legislative actions will further entrench Jamaica’s homophobia and discrimination against sex workers.
"In February, the Star newspaper reported two separate cases of mob invasions of homes of persons suspected to be gay. One set of men was taken into custody for their own safety, according the police, and spent some days in lock-up. Such acts of intolerance further drive MSMs underground," McKnight explained.
He said there will be more public campaigns to encourage tolerance of marginalised groups as an effective way to reduce the spread HIV and AIDS. There are also plans to lobby Parliament to include ‘sexual orientation, gender identity, sex and HIV and AIDS status’, as grounds for non-discrimination in the Charter of Rights and Freedoms.
Additionally, dialogue with churches will be sought to adopt more tolerant messages towards marginalised groups and the police encouraged to prosecute persons who attack MSMs, as required under OAS resolutions 2435 and 2504.
Send your questions or comments relating to HIV or related issues to info@eveforlife.org or write to Eve for Life, C/O Jamaica Observer.
http://www.jamaicaobserver.com/news/Red-Ribbion-series-April-12_7526347
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Professor Anthony Chen speaking at yesterday’s Observer Monday Exchange.
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